Income Protection


Looking after your loved ones means more than providing for them month by month. It also means making sure that their lives are financially secure in the event of you dying or suffering a life-threatening illness.

Life Cover will pay your family a lump sum if you die during the term of the cover. You can take out term cover for a specific period of time or whole of life cover. In each case, if you die your family will receive a lump sum which they can use to secure the family home, pay off any outstanding debts or use to support their lifestyle and outgoings – the choice is theirs.

Specified Illness Cover will pay out a lump sum in the event of you being diagnosed with one of a number of specified illnesses. These are usually serious life-threatening illnesses such as multiple sclerosis, motor neurone disease and the more aggressive forms of cancer. The types of illnesses vary from provider to provider so it’s very important that we all assess the most suitable cover that is being offered in each case.

We can help you choose the right Life or Specified Illness Cover and then securing this cover at the most competitive rate. In certain circumstances, tax relief can be achieved on life cover premiums.