Make the most of your savings.

How can you make your savings grow faster?

The answer is fairly simple, stop saving with your bank/credit union and save with a life company.

Any savings, that you do not require immediate access to, should be invested in a savings account with a life company. There are a myriad of plans available depending on your needs. Bank/credit union savings plans are meant for emergency funds and not long term savings.

You can move a lump sum or start with a simple monthly contribution as little as €75.

According to a survey by Irish Life, almost half of Irish adults have savings accounts, reporting an average nest egg of €32,000; 20% have more than €50,000; while 13% have saved over €75,000.This is good news, the only problem is that much of this money is left on deposit. Why is this a problem? Even the best deposit rates offer staggeringly low interest rates that don’t keep up with inflation, offering little to no opportunity for growth.

Why move money to a life company savings account?

Growth.

Life company savings accounts invest in funds that vary based on the amount of time you wish to save for and the level of risk you wish to take on. Returns for the last 20 years across all providers average over 4.5%, a substantial difference from the less than 1% return offered on deposit.

Child & Education Savings Plans available

Have a savings goal in mind.

If you’re saving for a specific future goal, such as a home deposit, renovation, wedding, holiday home etc… use this handy calculator to determine approximately how much you need to save monthly to reach your goal.

Parents can estimate the future cost of their child’s education with this calculator.

Where to start?

We do not charge a consultation fee to help you set up your savings plan and are happy to advise on which plan is best for you and your goals. We are not tied a specific life company and are free to advise on every fund in the Irish market.

We have an online appointment booking system and digital proposals for ease of service. Of course you can still drop into our office to talk with us one to one.

If you’re like most people we help, you were (until now) simply unaware of all of your options.

If you are struggling to regularly save, take a detailed look at your outgoings and set a strict budget. Work out a clear savings goal and set your savings aside at the beginning of the month. This budget calculator may help.

Save early, save often & save wisely.

Call, email, book an appointment or send us your details